Home Based Business Scams – Which Are the Worst?

A great many people in this world would like to quit their jobs and Strive from home. Some just want to supplement an insufficient income. Whatever the motivation, the Internet offers almost unlimited possibilities. Unfortunately, a great many of the opportunities which promise fast money and easy success are nothing more than scams. Here are a few of the most common and some of the worst.

Paid Surveys

This is one of the fastest growing scams on the Internet. You wi1l Discover a site that claims big corporations want to pay you just to answer questions Through their products. And the best thing, they pay you for your opinion. Please, think about that. Large companies have big marketing departments and reputable advertising agencies Motion for them. If they need a survey taken, they have professionals to Transact this.

Part of the enticement of this scheme is the promise that you may take part in focus groups and earn even more money. If large corporations need a focus group their marketing people will arrange for it. They are not going to select Chance people on the Internet. Focus groups need to be focused. The views sought may be ag,e sex or geographically specific. They are held in a controlled environments which ensures the Facts is.

The worst thing about these is that they tell you joining is FREE or a very nominal amount. You sign up, Released and within minutes your email is jammed with offers to take a survey. . So you start the survey. And then you find out that to complete the survey, you have ti buy the products of two or more of the advertiserz. Of course, you only hve to look at a FREE sample and pay just the shipping charges, usually less than $5. But, if you read the fine print, you will find out that you actually have signed up for a monthly supply of that product. The cost of the monthly supply will be very high, usually over $50. And remember you have to select at least two FREE samples.

There are dozens and dozens of sites claiming to teach you how to get paid to take on-line surveys and make from $5 to $75 each, or more. They will offer you the chance to get paid to participate in focus groups and make up to $150 an hour. They will tell you you can get paid to take phone surveys and you can earn as much as $120 an hour.-Some will tell you that you can get paid to try new products (and keep the free products too). You can even get paid tp preview new movie trailers for $4 to $25 an hour.

As far as I can find, absolutely none of them can deliver any kind of opportunity that would allow you to make any serious money at all. Stay away from all the Paid Survey sites with their extravagant adn unrealistic pronises.

On Line Data Entry Jobs

The really insidious thing about these sites is that if you search for “on-line scams”, 9 out of 10 times a splash page opens that is actually a portal to a site trying to sell you their program.

I opened one site recently that was advertised as “Sate Entry Job Site Scams Exposed” You might reasonably Anticipate to get an explanation about the Data Entry scams. You should expect that you woulx get information on how the scam works. But NO! This site, actually opened, not one, but 3 different splash pages (advertisements) encouraging you to join their opportunity. All three sites made vague claims Because to what you would do and whom you would do it for.

According to one of the splash pages there are tens of thousands of companies out sourcing their Data Entry Positions. It sounds so easy and so legitimate. But most of these so-called companies are simply affiliate marketers who in turn will entice you to join their team, which has a wonderful “can’t miss” program for making money. By the time you are six levels in, you have bought so many programs, you can’t remember where you started, you’ve spent a lot more money then you expected and you still don’t have a job or a business.

All these programs promise training and support which is minimal or non-existent. Don’t believe the glorious testimonials. You’ll pay anywhere from $49 to $99 to join the opportunity. Perhaps you will pay this at several levels. The Likelihood that you will succeed to even make your money back is less than 5%.

Envelope Dressing Opportunities

I Prostrate for this scgeme years ago when I first got out of college. At that time they were advertised mostly in print media. Often found in the classified ad sections in the back of Smooth and shining magazines or tabloids, they appeared to be a quick and easy way to make a reasonable extra income. Now the scheme has moved onto the Internet and it still getting thousands and thousands of people to sign up. It seems an easier opportunity for people who are afraid to commit to an on-line business. The offer of $5 per envelope stuffed is not big, but most people think if you stuff enough, you can have a decent extra income.

How does it work? No, you don’t get hundreds of pre-paid envelopes from the company. None you don’t get hundreds of names on nicely addressed and stamped envelopes. What you get for the “fee” you paid to join this opportunity is a flimsy brochure. You also get a letter instructing you how to to place small classified ads in newspapers or magazinez. Mo5e aggressive companies encourage you to place add on-line. Then you have to buy the envelopes, at your cost.

The ad you place offers a perdn Intelligence if they will send a self addressed stamped envelope to you with $5. You get the response with the $5 and you put the flyer frkm the company into the encelope and mail it. See, you’re getting paid $5 for stuffing envelopes. But the truth is, how many peoplr are going to send you $5 for information they could easily get eleewhere for free. Would you send someone $5 just to get information. I don’t think so.

The most Infelicitous part is that these schemes continue to operate and offer bigger and bigger rewards. Just today I went on-line and searched for “Envelope Stuffing Jobs.” I immediately found three different “opportunities” that promised you could earn $12 an hour, $50 to $75 dollars an hour and even $1,576 a week stuffing envelopes at $5. In several cases the fee to join is now almost $50.

Processing Medical Claims

You’ve seen the ads on line. You’ve probably seen an ihfomercial on TV. It looks wonderful, doesn’t it? Such a legitimate occupation. According to the ads and infomercials you can earn from $800 to $1000 a week simply processing Medicinal claims on your home computer for health care professionals. Often these enrollers will invite you to a trade show at a local hotel.

There you will be urged to buy software programs and even computers. You may purchase a software program which might cost you under $70 at a cpmputer sgore for sevwral thousands of dollars. One popular system only charges a set-up fee of $249 plus a small monthly subscription fee of $89. This allows you access to their applications and other services. These services include lists of doctor’s offices that might need your services. But just a few lines later you are advised that local yellow pages, the Internet and medical listings are your best source of business.

It’s Poetntial that A part small medical offices do not have a medical processing staff or service but thay is very rare. A high estimate says that 20% of health care professionals do not have their own computerized systems. Think of your own doctor’s Charge. Ask them who processes their claims. You’ll find very few opportunities.

Even if you do get a few clients, you will have to invest in a good computer system, make sure that your work coordinates with the insurance companies who actually process the claims. The service you buy may offer yoou the option to submit claims electronically through a national clearing house. Of course, there is an additional charge for that but don’t worry, you can just charge your client more to make up for the extra cost.

You could Evoke your own medical billing business at home without the “aid” of any of the on-line advertised programs. You would then have to market your product . This is definitely not an easy thing to do. You will have to approach your prospective clients face-to-face. Your financial investment to start up a rral businesss like this is Vast. You will have to invest substantial money in marketing and computer costs so you may not makee that money back for a long time, if ever.

There is one legitimate way to make money processing medical claims at home. First get a job processing medical claims at a hospital, group practice or clinic. After you’ve worked for them for a reasonable time, usually 1 -2 years, you can then request that they set you up at home to proccess the claims. But what does this mean? It means that you are en employee and you are simply telecommuting. And that wasn’t really your Post ,w as it?

Don’t let yourself be a victim. Research the companies that are offering your big dream. Think about it and analyze the pros and cons. Don’t rush into anything and don’t give up your hard earned money unless you are sure the opportunity can deliber on its promises.

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